Incentive Program Rules

 

  • PinnaclePoints are awarded based on issued and paid annualized commissionable premium net of reversals.
  • Your PinnaclePoints account is non-transferable and may not be combined with other agent PinnaclePoints accounts.
  • There will be no cash substitutions. Portions of merchandise or travel rewards may not be purchased.
  • Travel awards are valid for two persons. All travel must be completed by December 31st of the next year.
  • Redemption of PinnaclePoints may be suspended if an agent’s advance account is not in good standing. An agent can continue to receive PinnaclePoints during this time. Once an agent’s advance account returns to good standing, redemption restrictions will be lifted. Suspension of PinnaclePoints will not alter expiration date of PinnaclePoints.
  • Reward availability and required Points to redeem may vary. If any merchandise or travel rewards are discontinued, we reserve the right to substitute an equal or better reward, otherwise another reward may be selected.
  • PinnaclePoints are REDEEMED on a first in, first out basis.
  • Unused Points will expire after 12 months. For example: Points awarded in January expire January 31 of the following year.
  • Any liability for Federal, State or local income taxes for awards from this program will be the sole responsibility of the participant receiving the award and not The Pinnacle Benefits Group. Form 1099-Misc will be furnished as required by the Internal Revenue Service.
  • Should an reward warrant replacement or return, it should not be destroyed, disposed of, or returned without authorization.  All claims must be made within 3 days of receiving the item.  To return or exchange a damaged item, please contact 800-259-3959.
  • The Pinnacle Benefits Group reserves the right to final interpretation of these rules and to terminate this program or any portion of this program at any time without notice or award.